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Terms & Conditions

Last updated: September 2026

This page is a plain-language summary of how we work, not a substitute for a signed engagement letter. Specific advisory engagements are governed by their own written agreement, which takes precedence over this page.

1. Scope

These terms cover use of this website (intercompany.io) and the general basis on which Intercompany.io, operated by Jakub Houser (Geneva, Switzerland), provides treasury advisory services.

2. Nature of advice

Intercompany.io provides independent analysis and recommendations. We hold no product, facility, or platform of our own and do not receive commissions from banks, vendors, or counterparties. Recommendations reflect our independent assessment of the numbers, not a sales incentive.

3. No guarantee of outcome

Treasury structuring, forecasting models, and Web3 treasury recommendations are based on the information provided by the client and on reasonable professional judgment. They do not constitute a guarantee of financial outcome, and are not a substitute for legal, tax, or regulatory advice from qualified counsel in the client's own jurisdiction.

4. Engagements

Each advisory engagement (a call, a scoped project, or ongoing work) is confirmed separately — by email or a written agreement — before chargeable work begins. Fees, scope, and timelines are agreed per engagement and are not fixed by this page.

5. Confidentiality

Information shared with us in the course of an engagement is treated as confidential and used only for the purpose of that engagement, unless we agree otherwise in writing.

6. Intellectual property

The CashPoolModel simulator and the content of this site remain the property of Intercompany.io / Jakub Houser. Deliverables produced specifically for a client engagement are licensed to that client as agreed in the engagement terms.

7. Liability

To the extent permitted by Swiss law, Intercompany.io's liability for any engagement is limited to the fees paid for that specific engagement. We are not liable for indirect or consequential losses.

8. Governing law

These terms are governed by the laws of Switzerland. Any dispute arising from them is subject to the jurisdiction of the courts of Geneva, Switzerland.

9. Contact

Questions about these terms: hello@intercompany.io.

Intercompany.io
Independent Treasury Advisory.
Geneva, Switzerland
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